Have you or a family member been denied or cut off of benefits under a group or individual long-term disability insurance policy? We can help.
Many people have disability insurance coverage through their job. This coverage is commonly provided under a "group" long-term disability insurance plan. These plans are typically sold to employers by large insurance companies like MetLife, Prudential, Hartford, Cigna, Lincoln National and others.
Let's be honest. These companies are in business to make money. They like to take in the premiums. They aren't quite so happy to pay out for claims. As a result, many valid claims are denied. Other times, the insurance company may pay benefits out initially if they feel they must, but then almost immediately will start looking for ways to cut off benefits as soon as they believe they can. Sometimes, they will do so after 24 months based upon the policy definition of disability. Other times, they will try to do so because the policy will preclude payment beyond 24 months if the disability is due to certain types of medical problems.
An experienced attorney can make all the difference in the world. Let us fight for you. You have the right to pursue an administrative appeal and there are things that we can do to build your claim and to try to win your appeal. You often have to act quickly. If necessary, we will file suit in federal court to enforce your rights under a federal statue known as the Employee Retirement Income Security Act (ERISA).
These insurance benefits may be available under a policy that either you or your employer paid good money to purchase. If the insurance company denies your claim or cuts off your benefits, call us right away for a FREE EVALUATION for your claim.
Contact us today for a free consultation if you are in this situation. Click here for your free consultation.