Short and Long-Term Disability Representation in Cincinnati and the Tristate area:
Have you or a family member been denied benefits under a group or individual short or long-term disability insurance policy or had those benefits terminated by the insurance company? We can help.
Many people have disability insurance coverage through their job. This coverage is commonly provided under a “group” short or long-term disability insurance plan. These plans are typically sold to employers by large insurance companies like MetLife, New York Life, Hartford, Unum, Reliance Standard, Prudential, Sun Life, Lincoln Financial and others.
Let’s be honest. It is no secret that these companies are in business to make money. They like to take in the premiums. They aren’t very happy to pay out for claims. As a result, many valid claims are denied at the outset. Other times, the insurance company may pay benefits out initially if they feel they must, but then will soon start looking for ways to cut off or terminate benefits. Often, they will do so at the 24 month mark based upon a change in the definition of disability in the policy. Other times, they will try to do so because the policy precludes payment beyond 24 months if the disability is due to certain types of medical problems.
An experienced attorney like Mr. Ahlers can make all the difference in the world. Let Mr. Ahlers fight for you. You have the right to pursue an administrative appeal and there are things that we can do to build your claim and to try to win your appeal without need for litigation. If the appeal does not result in payment of benefits, Mr. Ahlers will often file suit in federal court to enforce your rights under a federal statute known as the Employee Retirement Income Security Act (ERISA).
These insurance benefits may be available under a policy that either you or your employer or both paid good money to purchase. If the insurance company denies your claim or terminates your benefits, call us right away for a FREE EVALUATION for your claim.
Contact us today for a free consultation if you are in this situation. Click here for your free consultation.
